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The U.S. House of Representatives recently passed HR3962: the Affordable Health Care for America Act of 2009. The legislation is thousands of pages long, making it difficult for regular taxpayers to understand how the bill will affect them.
The new legislation is very expensive, and Congress has come up with a number of ways to pay for it. First of all, there will be a shared responsibility provision that basically forces taxpayers who cannot establish acceptable health care coverage to pay an additional 2.5% tax. There will be a hardship exception though, for taxpayers who cannot afford to pay the tax.
In addition to a penalty on taxpayers who cannot afford coverage, the government will also assess an 8% payroll tax on businesses that do not offer health insurance to their employees. However, it is widely expected that the penalty will be reduced to 5% when the Senate revises the bill.
One of the largest sources of funding for the reform bill is a new surtax on individuals making more than $500,000 per year, of couples making over $1 million. In the House’s bill, beginning in 2010 all taxpayers making a qualifying amount will be subject to a massive 5.4% tax increase.
In addition to adding heft tax increases, the bill also partially repeals tax indexing for inflation. This will result in more money for the Federal government as the years go by. According to the Joint Tax Committee the surcharge is only expected to generate $30.9 billion in 2011, but nearly $70 billion in 2019.
Passage into Law?
The present version of this bill is not likely to get passed into law. Despite President Obama’s optimistic stance, some Senators are already pronouncing the bill dead on arrival. Although there has been a lot of discussion about this health care reform bill, it could be months before even a highly amended version of it becomes law. The Senate is not going to vote on the bill until at least 2010, and since they are expected to make numerous modifications it will likely need to return to the House for another vote. It could be six months from now before a health care bill goes to President Obama’s desk for a signature.
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Getting the right health insurance for you and your family is almost a necessity in today’s world. Many factors must be considered as you look at group policies versus an individual health care plan. When you have the knowledge you need about the different plans and programs available the better you will be able to make sure you’re choosing the best plan for your needs.
As you contemplate your health insurance needs, there are several factors worth considering. By working with your insurance agent or your employer, you will be able to get the help necessary so you can make the right decisions. To find the best insurance coverage for you, it’s vital that you consider the following:
Know Your Options – If you work for a fairly large company, you will want to talk to someone in Human Resources or the equivalent department about what health insurance plans are available and what the qualifications are. If you work for a very small business or are self-employed, a group policy may not be available and you’ll need to focus on researching individual policies.
Know Your Priorities – A knowledge of which different areas of health coverage are important to you and your family can help you find the right policy. If everyone in your family wears corrective eyewear, you need an insurance plan that helps cover that expense. List your health priorities to guide you in your search.
Consider Future Security – You may barely have to use your insurance coverage now, but it can become a critical asset in the future. When planning what health care plans you will need, make sure you discuss possible future health care needs so you can ensure you’ll have the right policy in place when needed.
Will You Be Facing Life Changes? – Your insurance needs will probably change over the years. If you get married and have children, you’ll have more people to consider and greater health care needs. Ensure that the policy you obtain now can be extended in the future to cover additional family members. The insurance agent you work with can help you plan for future coverage as you take care of today’s needs.
The right insurance coverage can make all the difference in the security of your family’s future. Regardless of which policy type is best, whether it’s an individual health care plan or a group policy, you’ll want to make sure that you’ve selected the right health plan for you and your family. Enlisting the help and expertise of your insurance agent can remove any confusion and help you find the policy that’s aligned with your personal needs.
If you want to further your education in a healthcare-related position such as medical assisting, nursing or dental assisting, there is a lot your are going to have to master. While medical assisting classes can help you gain the practical experience you need to enter the field, it can never hurt to start doing some training on your own.
You may not be able to start practicing on patients or memorizing the parts of the body without some training, but you can start to master the common abbreviations used in most healthcare-related careers.
Abbreviations are used in healthcare settings to make record-keeping more efficient and to create a more universal language among healthcare providers. To eliminate miscommunication and to speed things up, abbreviations have become a major part of the healthcare field. Some of the common terminology will probably be things youve heard before, either on television or in past appointments you have had as a patient, but knowing what they stand for will help you set yourself apart in your healthcare classes and in your eventual career.
Just some of the most common abbreviations and acronyms used in the healthcare field include:
ADL Activities of daily living
AED Automated external defibrillator
BP Blood pressure
CPR – Cardiopulmonary resuscitation
DNR – Do not resuscitate
DOA Dead on arrival
EMS – Emergency medical services
ENT Ears, nose and throat
FUO – Fever of unknown origin
Hb, Hgb Hemoglobin
ICU Intensive care unit
LP Lumbar puncture
MRI Magnetic resonance imaging
PRN As needed
YOB Year of birth
Want to learn even more abbreviations used in a registered nursing program, pharmacy technician training program, or medical assisting degree program? Thanks to technology, you can download apps right to your phone that can help you master healthcare abbreviations.
Or, you can start to pursue a variety of different healthcare degrees at a quality school near you!
There are a growing number of beverages which advertise themselves as healthy drinks. Looking at some of the ingredients included in these beverages most people will find quite a shock. While there is no arguing the ingredients are incredibly healthy, they simply aren’t items typically associated with beverages.
One such ingredient found in healthy drinks is kudzu. Kudzu is a plant that has traditionally been used in Chinese medicine to treat a variety of issues. It has shown to include a number of useful isoflavones which provide anti-inflammatory and antimicrobial properties. It is also been shown to be beneficial in treating migraine and cluster headaches. This particular item is most well-known as a food rather than a healthy drink ingredient because the roots contain a healthy starch and the flowers are often used to make jellies.
A less shocking ingredient found in healthy drinks as honey. Honey has long been known to have a variety of nutritional and medicinal qualities. From a nutritional standpoint, honey contains invert sugar which is excellent at providing instant energy while also acting as a useful food supplement. From a medicinal standpoint, honey has been tied to helping heal wounds, controlling allergies, and including powerful antioxidants that can help kill drug resistant biofilms.
Black garlic is another ingredient commonly found in healthy drinks. While it is not as well-known as the more popular white garlic, it has seen an increase in popularity over the past few years. Garlic becomes Black garlic following a month-long process of fermentation under strictly controlled heat and humidity. There are a variety of potential health benefits that it offers. One such benefit is high levels of S-allylcysteine. While it is found in white garlic, it appears in much higher concentrations in Black garlic. Black garlic also offers antimicrobial and antibiotic properties via its active ingredient allicin.
Ginger has also become more popular in healthy drinks. It not only helps manage the appetite, but also enhances the body’s ability to absorb essential nutrients. Some circles believe that Ginger has the ability to clear micro circulatory channels of the body which is why it is often used to help clear up sinuses. Ginger also has anti-inflammatory properties which can help relieve joint pain.
The final surprising ingredient found in healthy drinks is jujube. Jujube is a unique fruit because there are at least 400 different varieties and each has a distinctive characteristics. For example, some are best to eat fresh while others should be dried. Jujubes are not added to healthy drinks because they have a particularly high level of any particular nutrient, rather they contain a wide variety of different nutrients. Medical studies have shown that it can help lower blood pressure, treat anemia, and potentially inhibit the growth of tumor cells.
Health care is not one-dimensional. There’s more to it than what takes place inside a hospital. Recognizing the need for a more holistic approach to health and well-being, community hospitals have come up with supplementary services for their patients, primarily in terms of education and training.
General Health Education
Taking care of yourself all boils down to knowing the basics of health. Every now and then, a person needs a refresher course on what needs to be done to keep the body in good shape. Community hospitals offer general health education classes, as well as lessons on alternative lifestyle methods that can boost one’s efforts to stay healthy.
First Aid Training
Knowing how to handle emergencies is a valuable skill, which is why community hospitals have first aid training sessions that their patrons can enroll in. Both children and adults can benefit from a few courses so they will know what to do when faced with a medical emergency.
Maternity and Neo-Natal Care Education
One of the most popular courses offered by community health care facilities like the San Joaquin hospital in Bakersfield, California is about mother and child care during pregnancy and after birth. The issues of maternity and neo-natal care are discussed in the hospitals’ regular sessions on the topics.
People who suffer from conditions such as diabetes can go about their routines normally as long as they manage their diseases well. To help them with this, San Joaquin hospital, CA and its counterpart facilities spread all over the country offer disease management courses. These courses cover diet requirements, lifestyle adjustments, therapies, and other related topics.
Getting access to these classes and trainings isn’t that difficult. Most of these sessions are offered for free, and participants only need to register for the programs. It is important to regularly check a community hospital’s schedule of events to know whether there are courses that one is interested in. In addition, a person can also request for a particular class that isn’t in the current list. Community health centers like San Joaquin hospital, CA are open to suggestions from their patients.
When a powerful earthquake struck Haiti on Tuesday, many of those injured by collapsed buildings lay in the streets pleading for help. Even for those with open fractures and head injuries, there was little else they could do.
Haiti is not prepared to handle disaster.
By every measure, it’s the poorest country in the Western hemisphere and it has a health care system to match.
There have been improvements in overall life expectancy and infant mortality, and vaccination programs have helped largely eradicate some diseases like polio, but the country remains desperate for affordable health services. What few services existed declined in the last two decades because of political instability.
The country spends less than $85 per person on health care every year, and much of what is actually delivered is done by a patchwork of agencies from around the world.
Haiti has a public health crisis, according to Mdecins Sans Frontires (MSF)/Doctors Without Borders, one of several foreign medical aid groups that operate free emergency health services in the country. MSF’s own clinics are often overwhelmed by people who can’t afford to pay for private care. Public hospitals and clinics are plagued by management problems and shortages of medications, says the organization.
“The reality of what we are seeing is severe traumas, head wounds, crushed limbs, severe problems that cannot be dealt with with the level of medical care we currently have available with no infrastructure really to support it,” said Paul McPhun, operations manager for the group’s Canadian section. The country’s health indicators are grim. The average life expectancy is about 52, and Haiti has the highest infant and maternal mortality rates in the region.
More than 138,000 children under five die of preventable diseases every year, and women routinely die terrible deaths in childbirth because they live too far away from medical help, in rural areas without services or simply can’t afford to pay for services.
UNICEF says that out of every 100,000 live births, 670 women died of pregnancy-related causes in 2006. That’s five times the Latin American average.
Diarrhea, respiratory infections, malaria, tuberculosis and HIV/AIDS are leading causes of death. There is poor sanitation and increasing malnutrition, brought on by growing poverty.
In rural areas, only 14 per cent of residents have adequate sanitation, and most rural Haitians lack even basic health care services.
For those with aging loved ones in Denver, Colorado, you may be in a situation where a parent or elder has been living at home, but suddenly has a medical condition, such as a heart attack or a stroke, from which he or she needs time at home for recuperation. Many seniors who have their own homes wish to remain in them for as long as possible as they age, but this can be dangerous if they need special care during times of ill health. If family is in Denver, they are often a primary source of the care needed, but if the family resides out of state, or if the local family needs a bit of time to rest and take care of themselves, it makes sense to utilize the services of a Denver home health care provider.
A Denver home caregiver can give as much or as little care as needed in order to ensure that your parent is taken care of well. For those who need help with tasks around the house, a Denver home health aid can offer meal planning, as well as meal preparation and cleanup, light housekeeping, help with laundry, dusting and tidying, changing bed linens, and vacuuming. For elders who cannot drive safely, a Denver home caregiver can drive them to and from appointments and run errands.
Making sure an elderly parent has the companionship he or she needs is also vital to ensuring that they are in good health. A Denver home companion can provide this service in a variety of ways. Denver home health care services can provide a Denver home health aid that will escort your parent to meals or to religious services. The Denver home companion can also help your parent or elder with letter writing tasks and accompany him or her to friends or medical services. If your parent likes to play cards or other types of games, the Denver elderly home care aid can also play games with him or her and provide the companionship that we all need to feel loved and comfortable in our surroundings.
Sometimes, especially at the beginning of a recuperation period from a serious medical illness, more care is needed by the elder, and this can also be provided by Denver elderly home care service providers. Nurses from Denver home health care services can provide hourly care or even live-in day and night care as needed by your parent. Denver elderly home care can also include night supervision, personal care, hair care, oral hygiene care, skin care, incontinency care, help with walking, dressing and grooming assistance, bed positioning, exercise assistance, and general care and supervision. Reminders about when to take medications can also be handled by your Denver elderly home care provider.
More information about Denver home health care service providers is available online.
Susan Slobac is a consultant in the home care industry. Susan writes about trends in Denver home health care & Denver elderly home care.
Preparing food for children and making them eat cannot always be an easy task, especially with fussy eaters. In order to ensure your child is getting all the nutritional demands of his body, it is important to give him foods that can create a balance in the nutrition levels. Fussy eating habits in children can create nutritional deficiencies, and the same can be balanced with the help of healthy recipes of snacks.
When it comes to healthy recipes, nothing is better than a piece of fresh fruit. The amount you serve can vary depending upon the age of the child. Even the most fussy toddlers would love to eat fruits as they are juicy and colorful. Most fruits have a lot of minerals and vitamin contents in them, and some are packed with fiber that helps in digestion. Do not just confine the item to just one. Keep giving sliced apples and peaches, bananas, berries, orange portions, etc in a healthy mix so that your child will not get bored of the food. The ideal time to serve fruits is mid noon or after noon. Needless to say, these are toothfriendly as well, and can be easy on teeth of the tiny tots with just a few teeth. Give them in the form of milk shakes and smoothies to add variety to their diet.
Whole Grain Foods
Whole grain foods are rich in fiber, and these are available as cereals or snacks. Barley, rice, oats, wheat, corn etc are a few of the fiber rich whole grain foods that we can include in the everyday diet of kids. The best part is that, pretzels and crackers made of whole grains can be great alternatives to junk snacks. In addition, whole grain foods can contribute towards a full meal comprising of breads, pastas and rice. Those made of grains such as millet and buckwheat can offer gluten free diet benefits as well.
It will be easy on you if you get your child eat vegetables from an early age. Carrots and beans are vegetables that even toddlers love to eat. Begin with serving cooked items, and as they develop more teeth, switch to giving chopped foods such as sliced carrots. Steamed broccoli and sweet potatoes, boiled potato fingers, roasted kale, etc are great snacking ideas. For those confused about what is a vegan, yet healthy snack, can blindly go for the organic and fresh fruits and vegetables.
Choosing a healthcare insurance provider can be difficult with the large number of providers in the industry. With health-care costs on the rise, having some kind of health insurance is essential in today’s market. When choosing a regular healthcare insurance or supplemental health insurance, it is important to keep a few factors in mind.
Look at the Network
Most health insurance today is based on networks. Whether the plan is a normal one that provides basic coverage or one that provides Medicare supplement insurance, it is typically based on a network of providers. Before choosing a provider, it is important to review the network of medical facilities that are included. If a network is chosen that doesn’t offer the medical facilities that the consumer wants, the provider may not be the best option to consider.
When choosing a health insurance company, it is also important to look at the plan options that they offer. Some consumers need a health insurance plan that is compatible with a health savings account. Others need Medicare healthcare insurance that they can depend on. Not every provider offers the same options. Finding a provider that offers the correct healthcare plan is essential.
Another factor that needs to be considered when choosing a healthcare insurance provider is customer service. Not every healthcare provider offers the best customer service that is available. When it comes to filing claims and getting things covered when they should be covered, consumers need a company that has their best interests in mind. Otherwise, the experience of the consumer may not be as desirable as he would’ve otherwise liked.
When choosing a healthcare insurance provider, it is important to consider the costs that will be involved. It is usually in the customers best interest to get quotes from multiple insurance companies at the same time. The consumer will simply have to fill out an application and provide some basic information about the family members that he wants to be included on the policy. At that point, the individual can get detailed quotes from the insurance companies. While it’s not all about price, health insurance can be very expensive. Finding an insurance company that provides premiums that a customer can actually afford are usually one of the top priorities in the search for health insurance. At that point, the consumer can make an educated decision about what policy he wants to buy. After the policy has been chosen, he can start using his insurance to save money on medical bills.
The new BSc healthcare management degree from the University of Southamptons Faculty of Health Sciences is called the BSc in healthcare: management and policy research.
It is an innovative and pioneering course, which has been developed in response to a need for more highly skilled managers and researchers.
This healthcare management degree programme lasts four years and includes a one year practice placement, which will give you the confidence and competence you need to make a successful start to your career.
The curriculum places special emphasis on developing your ability to identify, investigate, understand and solve problems in healthcare delivery and design.
It also prepares you for a wide range of employment opportunities by emphasising quantitative skills and independent critical thinking.
As a student on this BSc Healthcare management degree, you will be based at our Centre for Innovation and Leadership, where you will be part of a vibrant community of academics, as well as PhD and masters students.
Each year of study on this BSc healthcare management degree is composed of three central components.
Firstly, the core concepts component gives you an understanding of the issues central to healthcare systems, management and policy.
Secondly, the methods component develops your understanding of quantitative and qualitative methods, as well as the crucial social scientific disciplines, which underpin that knowledge.
Thirdly, the mentored independent study component is where you will undertake research with the support and guidance of senior researchers and professors.
Throughout this healthcare management degree programme you will be assessed through essays, article reviews, group projects, presentations, exams, research reports, portfolios, short answer papers and multiple choice papers.
All this is supported by a comprehensive feedback system, which provides a combination of individual and generic feedback designed to help you understand your performance, and also learn how to improve.
To discover more about this new healthcare management degree, all you have to do is visit the Health Sciences website at www.southampton.ac.uk/healthsciences